Lowndes County, GA Bankruptcy & Debt Lawyers

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Thomas Dozier Lovett

Bankruptcy & Debt, Credit & Debt, Collection

Status: In Good Standing Licensed: 35 Years

FREE CONSULTATION

CONTACT

2912-b North Oak Street, Valdosta, GA 31602

Will Woodall

Business Organization, Banking & Finance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

1003 North Patterson Street, Valdosta, GA 31604

Charles Franklin Farrell

Bankruptcy, Bankruptcy & Debt, Professional Malpractice

Status: In Good Standing Licensed: 26 Years

CONTACT

100 N Patterson Street, Valdosta, GA 31601

Matthew Enos Eutzler

Dispute Resolution, Adoption, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2611 North Patterson Street, Valdosta, GA 31604

David Eugene Mullis

Traffic, Civil Rights, Insurance, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

908 North Patterson Street, Valdosta, GA 31601

J. Stephen Gupton

Corporate, Civil Rights, Collection, Estate Planning

Status: In Good Standing

CONTACT

910 North Patterson Street, Valdosta, GA 31601

Orson Woodall

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1003 N. Patterson Street, Valdosta, GA 31601

Howard Dasher

Residential Real Estate, Commercial Real Estate, Real Estate, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

311 N. Patterson Street, Valdosta, GA 31601

John Edward Dalton

Real Estate, Estate, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

201 E. Gordon St., Valdosta, GA 31603

David Bradley Folsom

Real Estate, Government, Business, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

2611 N. Patterson Street, Valdosta, GA 31602

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Lowndes County, GA Bankruptcy & Debt Lawyers

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Thomas Dozier Lovett

Will Woodall

Charles Franklin Farrell

Matthew Enos Eutzler

David Eugene Mullis

J. Stephen Gupton

Orson Woodall

Howard Dasher

John Edward Dalton

David Bradley Folsom

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

AUTOMATIC STAY

SETOFF

S CORPORATION

401(K) PLAN

INTEREST

REAFFIRMATION

CREDIT REPORT

CURRENT MONTHLY INCOME

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