Hardwick Bankruptcy & Debt Lawyer, Georgia

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Alexander Sanders
About | Practice Areas
Kelley, Lovett, Blakey & Sanders
577 Mulberry Street Suite 1515 Macon, GA 31201Â» view map
Bankruptcy & Debt Law
Helping Georgia Get a Fresh Start

Our team is committed to giving you individual attention, and we will keep you informed each step of the way as well as treat you with dignity and respect.

800-908-6480
1. Alexander Sanders Macon, GA
  Attorney at Law- GA, 2006
  Walter F. George School of Law, J.D.
2. AboutKelley, Lovett, Blakey & Sanders
  Helping Georgia Get a Fresh Start
3. Practice AreasExpertise
  Accident & Injury
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John Flanders Kennedy

Litigation, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

Blanton Carl Lingold

Family Law, Children's Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

530 W Thomas Street, Milledgeville, GA 31061

Joel D. Burns

Employment, Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

200 N. Jefferson Street, Milledgeville, GA 31061

Donald Ray Oulsnam

Real Estate, Estate, Business, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

110 South Jefferson Street, Milledgeville, GA 31061

Alex D. Sanders

Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 18 Years

FREE CONSULTATION

CONTACT

577 Mulberry Street, Macon, GA 31201

Blake Edwin Lisenby

Real Estate, Litigation, Business, Bankruptcy

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

Ward Stone

Mediation, Wrongful Termination, Business & Trade, Business, Bankruptcy

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

Gregory Daniel Taylor

Traffic, Health Care Other, Consumer Protection, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

577 Mulberry St, Macon, GA 31201

Gregory Daniel Taylor

Agriculture, Federal Appellate Practice, Business, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

577 Mulberry St, Macon, GA 31201

Matthew Stewart Cathey

Construction, Immigration, Business, Commercial Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Hardwick Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Kelley, Lovett, Blakey & Sanders

SPONSORED LAWYERS

John Flanders Kennedy

Blanton Carl Lingold

Joel D. Burns

Donald Ray Oulsnam

Alex D. Sanders

Blake Edwin Lisenby

Ward Stone

Gregory Daniel Taylor

Gregory Daniel Taylor

Matthew Stewart Cathey

TIPS

LEGAL TERMS

CREDIT BUREAU

GRACE PERIOD

SECRET WARRANTY PROGRAM

LIMITED PARTNERSHIP

GENERAL PARTNER

MEETING OF CREDITORS

COLLECTION AGENCY

WORKOUT

BULK SALES LAW

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